Open Enrollment

• Full-time
• Part-time

• Coordinators

District contributions for maintenance staff are pro-rated based on the number of hours per week worked.

• 35 - 40 hours per week
• 30 - 34.99 hours per week
• 25 - 29.99 hours per week
• 20 - 24.99 hours per week

District contributions for support staff are pro-rated based on the number of hours per week worked.

• 35 - 40 hours per week
• 30 - 34.99 hours per week
• 25 - 29.99 hours per week
• 20 - 24.99 hours per week
• 15 - 19.99 hours per week

District contributions are pro-rated based on individual FTE.

• Full-time (1.0 FTE)
• 0.9234 FTE
• 0.9207 FTE
• 0.9 FTE
• 0.8306 FTE
• 0.8293 FTE
• 0.8172 FTE
• 0.8 FTE
• 0.75 FTE
• 0.7076 FTE
• 0.7 FTE
• 0.6935 FTE
• 0.67 FTE
• 0.6 FTE
• 0.5551 FTE
• 0.5 FTE
• 0.4261 FTE
• 0.422 FTE
• 0.4126 FTE

STMA’s insurance plan year is October 1 – September 30. Employees must have the opportunity to make changes before the new plan year begins, so open enrollment coincides with the start of school. However, please note that the 2024-2025 plan year has been shortened to end on June 30, 2025. Moving forward, open enrollment will occur in late April/early May instead of September.

No. The medical and/or dental coverage you have currently elected will carry over to the 2024-2025 plan year.

No. If you want to contribute to a flexible spending account or health savings account, you must re-elect these contributions every year.

You can do any of the following during open enrollment:

• Add medical and/or dental coverage for yourself if you’ve waived coverage in the past;
• Add eligible dependents to your medical and/or dental plan;
• Change your medical plan choice;
• Drop medical and/or dental coverage for yourself;
• Drop dependents from your medical and/or dental plan;
• Enroll or re-enroll in flexible spending accounts for the new plan year;

Note: you must be enrolled if you want to cover your dependents.

No. The coverage you elected as a new employee will carry over to the 2024-2025 plan year.

If you are currently enrolled in one of our medical or dental plans, your current coverage will carry forward to the new plan year.

If you currently have a flexible spending account with STMA and do not re-enroll, you will not have a flexible spending account in the 2024-2025 plan year. Your flexible spending account will end September 30 and you will not have any active account starting October 1. In order to re-enroll, you would need to experience a qualifying life event or wait until STMA’s next open enrollment period.

If you currently contribute to a health savings account with STMA and do not re-enroll, your account remains open but your contributions will not carry over. You can add or change HSA contributions at any time during the year; these changes are not limited to open enrollment.

Open enrollment is the time period each year when employees may make changes to their insurance benefits. Outside open enrollment, you may make changes if you experience a qualifying life event.

A qualifying life event is an event which impacts your insurance eligibility. Experiencing a qualifying life event provides you with a 30-day window in which to make changes. Common examples of qualifying life events include, but are not limited to:

• Marriage;
• Divorce;
• Birth or adoption of a child,
• Death of a spouse or child,
• Involuntary loss of insurance coverage

Yes. Please reach out to STMA's benefits consultant, Kevin Zachman, at kevin@zachmaninsurance.com for an individual appointment. You can also reach out to Michelle Neu, our Benefits and Leave Coordinator, at any time to get your questions answered. Michelle can be reached at michellen@mystma.org or 763-497-6578 ext. 5578.

Employees will be notified of open enrollment dates through email, and all open enrollment materials will be posted on the website. Benefit eligible employees will also receive automated communications from Benefitfocus.