ISD 885 uses EASECENTRAL to allow employees to enroll in benefits. New employees may enroll for medical benefits online at EASECENTRAL. Your policy begins on your first day of work. Enrollment after 27 days of employment is only allowed with a qualifying event or during the open enrollment period for our district. All employees will be required to make open enrollment changes in EASECENTRAL each year. Current coverage will continue unless a change is made. At open enrollment, you can add/ remove dependents, move from single to family plans, or cancel coverage. Current elections are effective until October 1st, 2020.
Health Insurance Plans
ISD 885 offers employees single or family health insurance with multiple plan choices. All plans are provided by BlueCross BlueShield of MN using their Aware Network of doctors, clinics, and hospitals or their ACCESS-Limited Network of doctors, clinics and hospitals. Deductibles are calendar year with a 4th quarter carryover for VEBA, HSA, and Hybrid plans (not eligible for MVP plans).
HSA & MVP Plans
The HSA Plan $3375/$6750 and the MVP Plan $6350/$12700 plan are high deductible health insurance plans combined with an HSA (Health Savings Account). This allows for employer and employee funding of the HSA account. The maximum contribution to HSA per the calendar year (Employee plus Employer funds) for 2020: Single $3550 Family $7100 (Catch up allowed for employees 55 and over of $1000)
Resources with BCBS
DOCTOR on DEMAND
Doctor on Demand is a service with BCBS of MN -See a doctor 24/7, anytime! Download the App from Google Play or App Store. http://www.doctorondemand.com
Save Money with Vitals SmartShopper
Employees and family members currently enrolled in one of STMA BlueCross BlueShield medical insurance plans can save money by shopping for certain health care services and procedures.
Learn more at vitalssmartshopper online at www.bluecrossmnonline.com.
Get Fit. Get Rewarded. 2 Ways To Save!
Enroll in Blue365 through your BlueCross BlueShield online account. Find the Fitness Your Way section to find a gym near you. Get that monthly membership for only $29.95! Sign up for Sharecare through your BlueCross BlueShield online account. Sharecare is an online app that can track your days of fitness. No need to have a gym membership. To qualify for a gift card, you need to track 21 days of activity on the platform.
LearnToLive is a free online program available to some Blue Cross and Blue Shield of Minnesota members and their families (age 13 or older) who are covered by employer health plans. Many people do not get help for mental health because access to treatment is limited and expensive, LearnToLive is there to help. * You’ll need a code from your employer to get started.
Nurse Advice Line
When you need professional medical advice, the 24-Hour Nurse Advice Line gives reassurance anytime, day or night. It’s part of your Blue Cross and Blue Shield of Minnesota health plan through St Michael-Albertville ISD 885 at no additional cost to you. When you use the 24-Hour Nurse Advice Line, especially trained registered nurses help you get the right care at the right time. If the situation can be safely resolved at home, the nurses will tell you how — step by step. If you need medical attention, the nurses can help you choose when and where to be treated. They’re ready to help and it can save you money. Help when you are not sure what to do for you and your family. Call, 1-800-622-9524, Nurse Advice line, available 24 hours.
Beginning January 1, 2020, Health insurance plan members will be eligible for a new insulin benefit. The benefit includes plan-eligible insulin options as a covered benefit with no member copay or deductible responsibility. The view benefit details, visit bluecrossmn.com or for coverage questions call BCBS Customer Service at 1-866-537-7702.